Protect Your Health

You may already know just how easy it is to get sick. But with the right health plan, getting care can be almost as easy – even during the special enrollment period.

Discover our Plans

Special Enrollment

If you’ve had certain changes in your life like turning 26, moving, getting married, having a baby or losing health coverage, you may still be eligible for a new health plan. You may have less than 60 days after your qualifying life event to make a change. Contact us now about your deadline.

Turning 26 years old

Having a baby

Getting married or divorced

Moving to a new state

Changes to your job status or income

Choose a Plan Tool

There are four different levels of exchanges health plans: Bronze, Silver and Gold plans are available in all our markets. Platinum plans have limited availability. All of our Health Insurance plans help keep you healthy with $0 preventive care services.

Bronze

Because I need...
The lowest premium
Higher out-of-pocket costs
Not much health care

Silver

Because I need...
A lower premium
Medium out-of-pocket costs
A little more health care

Gold

Because I need...
A higher premium up front
Lower out-of-pocket costs
Monthly health care

Platinum

Because I need...
The highest premium
Lowest out-of-pocket costs
A lot of health care

Choosing the right plan

Use the sliders below to help you choose the right level of health insurance, and see what gets highlighted above.

Do you think you/your family will have any health needs next year?

No

Yes

None that I know of

How often do you/your family get sick or see a doctor?

Rarely

Often

It’s been a while

How often do you use prescription medication?

None

5+ a day

None on a regular basis

What best describes your monthly health care budget needs?

Low Cost

More Protection

I need the lowest monthly cost

Need help understanding the plans?

Ready to begin enrolling?

When you’ve decided what you’re looking for, visit our shopping tool. Share a little about you and your decisions, and we can help you choose the health coverage that’s right for you.

California
  • California
  • Colorado
  • Connecticut
  • Georgia
  • Indiana
  • Kentucky
  • Maine
  • Missouri
  • Nevada
  • New Hampshire
  • New York
  • Ohio
  • Virginia
  • Wisconsin
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Everything you need to know

Finding a new health plan doesn’t need to be hard. Our checklists can help you choose what’s right for you. If you’ve already chosen health insurance in 2014, you can keep your coverage or change your plan for 2015. If you’re shopping for insurance for the first time, get started here.

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Find out if you qualify for financial help

You may want to see if you qualify for financial help (a subsidy), which can lower your monthly health insurance premium. If you qualify for a subsidy, you can subtract some of that tax credit from the amount you pay each month. Visit the links below to see if you qualify.

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Add the costs

Think about your 2015 health costs and how much care you may need in 2015. Is it more important for you to have a lower monthly premium and pay more “out-of-pocket” in copays and coinsurance when you get care? Or is it more important for you to pay a little more each month because you may need more care or want to have access to a bigger network of doctors?

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Avoid the tax penalty

The Affordable Care Act is the federal law that requires almost every U.S. citizen to have health insurance or else pay a tax penalty. This tax penalty is administered by the Internal Revenue Service (IRS) through the tax return system and could be subtracted from your potential refund.

ABC's of disease video

Remember,
your health is important.

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